Money for Nothing Synopsis & Review: Plot Summary

🎯 Quick Overview

Trailer
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😅 Plot Summary – Badly Explained

🍿 Money for Nothing: Detailed Plot Synopsis

An Unexpected Fortune

Joey Coyle, an unemployed dockworker in Philadelphia, is struggling to make ends meet. One day, while riding in a car with his friend Kenny, they stumble upon something incredible. They find bags filled with cash that have fallen out of an armored car.

Money for Nothing Scene 1

Finders Keepers?

Discovering the bags contain a staggering $1.2 million, Joey is faced with an immediate decision. His initial instinct is to keep the money, rationalizing it with the “finders keepers” philosophy. His friend Kenny, however, is hesitant and wants nothing to do with the illicit windfall.

Money for Nothing Scene 2

Dealing with the Money

Overwhelmed by the amount and unsure how to handle it, Joey reaches out to his ex-girlfriend, Monica, who works in investments, for advice. Realizing the difficulty of simply spending large amounts of cash, he considers other options. He seeks help from local mob figures, including Dino Palladino and Vincente Goldoni, attempting to launder the money.

Money for Nothing Scene 3

The Investigation Begins

Meanwhile, the armored car company and the police quickly realize the money is missing. Detective Laurenzi is assigned to the case and begins tracing the lost cash. As Joey makes increasingly reckless decisions and plans to leave the country, the detective starts closing in on his trail.

Money for Nothing Scene 4

⚠️ Spoilers and Ending Explained

If you plan to watch the movie first, watch here and come back to this section afterward.

🎬 Cast & Characters

  • Joey Coyle (John Cusack): An unemployed dockworker who finds $1.2 million that fell from an armored car and tries to keep it.
  • Detective Laurenzi (Michael Madsen): The detective diligently investigating the case of the missing armored car money.
  • Monica Russo (Debi Mazar): Joey’s ex-girlfriend who works in investments and is asked for advice regarding the found money.
  • Dino Palladino (Benicio Del Toro): A bookie who serves as Joey’s connection to the mob for laundering the money.
  • Vincente Goldoni (Maury Chaykin): The mob figure involved in attempting to launder the large sum of money for Joey.
  • Kenny Kozlowski (Michael Rapaport): Joey’s friend who is present when the money is found and suggests turning it in.

💬 Memorable Quotes

  • Joey Coyle: “Are we giving it back? Hell no!” – Joey defiantly states his decision to keep the money after discussing the situation with his friend Kenny.

💰Box Office

  • Budget: $11,000,000
  • Domestic Gross: $1,039,824
  • Worldwide Gross: $1,039,824

💥 Money for Nothing Reviews

Personal Review

Okay, so I saw ‘Money for Nothing’ because, honestly, that cast list is insane! Getting to see young Gandolfini, Del Toro, and P.S. Hoffman before they blew up was a total treat. The movie itself is pretty wild. I mean, finding that much money just sitting on the road? The whole time I was watching Joey (Cusack) make one bad decision after another, I kept thinking, ‘What would *I* do?’ It’s stressful but also kinda fun to watch his descent into chaos. It’s not a laugh-out-loud comedy, and not a super intense drama either – it’s kinda in between, which I think is why some people didn’t totally connect with it. But I enjoyed the ride. The South Philly setting feels really authentic, and you do feel for Joey, even when he’s being a complete idiot. It definitely kept me entertained for the runtime. Worth checking out if you like crime stories with a hint of dark humor and an amazing ensemble cast.

  • Who would enjoy:
    • “Fans of John Cusack”
    • “Viewers interested in true crime stories”
    • “Those who enjoy crime dramas with elements of comedy”
    • “People who appreciate films featuring strong ensemble casts”
  • Content warnings ⚠:
    • “Scenes of urination”
    • “Brief nudity (female star)”
    • “Crime/Illegal activities”
    • “Drama/Sad elements (especially knowing the real story)”

Professional Reviews

  • Adapted: “This film tackles the ‘what if you found a million dollars’ premise with a mix of crime and drama, leaning towards the latter. John Cusack delivers a solid, if sometimes inconsistent, performance as the lead. While it struggles to fully commit to being a comedy, the strong supporting cast featuring many future stars elevates the material significantly. It’s an entertaining watch, especially for fans of the actors involved, even if the story feels a bit simple at times.
  • Adapted: “Based on a true story, this movie explores the consequences of an unemployed man keeping found money. It’s a light drama with a tongue-in-cheek tone, offering familiar faces in an improbable situation. The film rolls along at a decent pace but doesn’t offer much depth beyond the basic premise. Worth catching if it’s on TV for its watchability and the novelty of seeing these actors early in their careers.
  • Adapted: “An interesting premise based on real events, but the execution is uneven. The film oscillates between comedy and drama, which doesn’t always work. John Cusack is decent, but the ensemble cast, including early roles for Gandolfini, Del Toro, and Hoffman, is the real draw. It’s not a masterpiece and the plot can feel predictable, but it provides a moderately entertaining viewing experience.

Audience Reactions

People loved spotting the now-famous actors in their earlier roles.: The premise is intriguing, and the movie is generally entertaining despite its tonal shifts.

The moral dilemma of finding a large sum of money resonated with viewers.: John Cusack gives a compelling performance as the lead character, making him relatable even when making poor choices.

Overall Consensus: Money for Nothing is a watchable, albeit uneven, crime drama-comedy based on a true story, primarily praised for its intriguing premise and stellar ensemble cast of actors before they achieved widespread fame, though its fluctuating tone received mixed reactions.

Awards

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🛠️ Behind the Scenes

  • “The film is based on the true story of Joey Coyle, who found $1.2 million that fell from an armored car in 1981.”
  • “The character Monica Russo, Joey’s ex-girlfriend in the film, did not exist in the real-life story.”
  • “Joey Coyle’s alias, Frankie Santos, in the movie was the name of his real-life friend who helped him attempt to flee.”
  • “The real Joey Coyle reportedly committed suicide just before the film was released in 1993.”
  • “The movie is based on the book ‘Finders Keepers’ by Mark Bowden, which documented the true events.”

🖥️ How to Watch Money for Nothing?

Money for Nothing Scene 5

🎥 Similar Movies

If you enjoyed Money for Nothing, you might like these similar films:

  • A Simple Plan (1998): Features ordinary people finding a large sum of money and facing increasingly complex moral dilemmas and dangerous consequences as they try to keep it.
  • Fargo (1996): Explores the dark comedy and tragic results that ensue when seemingly ordinary individuals attempt to benefit from a criminal scheme involving money, featuring unexpected plot twists and moral decay.
  • Carlito’s Way (1993): A highly-regarded crime drama released the same year, featuring a gritty urban setting and a complex story about navigating the criminal underworld, and includes Benicio Del Toro in the cast.
  • Good Time (2017): A frantic modern thriller following a man’s desperate attempts to secure money after a botched crime, showcasing the intense pressure and escalating problems faced when entangled with illegal funds.
  • True Romance (1993): A quirky cult classic crime film from the same year with a memorable ensemble cast including James Gandolfini, focusing on characters on the run after obtaining something valuable they weren’t supposed to have.

🛒 Money for Nothing Related Products

🎧 Soundtrack

Money for Nothing features a captivating soundtrack that enhances the movie’s atmosphere and emotional impact. Here are some notable tracks:

You can find the complete soundtrack on Amazon Music and Apple Music.

🤨 FAQ

Is ‘Money for Nothing’ based on a true story?

Yes, the movie ‘Money for Nothing’ is based on the true story of Joey Coyle, who found $1.2 million that fell from an armored car in Philadelphia in 1981.

What happened to the real Joey Coyle?

The movie is based on his story up to his capture. Tragically, the real Joey Coyle died by suicide shortly before the film’s release in 1993.

Who is in the cast of ‘Money for Nothing’?

‘Money for Nothing’ features John Cusack as Joey Coyle, along with a notable supporting cast including Debi Mazar, Michael Madsen, Benicio Del Toro, Michael Rapaport, Maury Chaykin, James Gandolfini, and Philip Seymour Hoffman.

Is ‘Money for Nothing’ a comedy or a drama?

The movie blends elements of crime, drama, and comedy. While marketed by some as a comedy due to its premise, many viewers and critics describe it as leaning more towards drama with comedic and suspenseful moments. It struggles at times to decide on a consistent tone.

🔥 Bonus Content

Dire Straits – Money For Nothing

Ever wonder about the song that gave the movie its name? Check out the classic ‘Money For Nothing’ music video – it’s got those cool early computer graphics that were cutting edge back then, and the riff is just unforgettable!

Dire Straits – Money For Nothing (Live At Knebworth)

If you liked the music video, you’ve gotta see Dire Straits play ‘Money For Nothing’ live! The energy is totally different, and seeing them perform this massive hit in front of a huge crowd is pretty awesome, in my opinion.

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