🎯 Quick Overview
Trailer
- Director: Stefan Forbes
- Genre: Documentary, Financial Education, Social Issues
- Release year: 2022
- Runtime (length): 1h 33min
- IMDb rating: 5.7/10 (1.6K votes)
- Rotten Tomatoes: N/A
😅 Plot Summary – Badly Explained
A group of ‘experts’ teach regular people the shockingly complex concept that if you spend less money than you earn, you might actually end up with more money.
🍿 Get Smart with Money: Detailed Plot Synopsis
Introduction to Financial Journeys
Get Smart with Money is a documentary that follows several individuals from diverse backgrounds as they embark on a year-long journey to improve their financial situations. Guided by a team of self-appointed financial experts, the film explores common money struggles and attempts to provide practical advice for achieving financial stability and long-term goals.

Meeting the Participants and Their Challenges
The documentary introduces viewers to a range of participants, including a waitress struggling with daily expenses and student loan debt, a former NFL player facing uncertain career prospects and past financial missteps, a young mother deep in credit card debt due to impulsive spending, and a couple aiming for early retirement. Each individual presents unique financial hurdles, from managing high incomes poorly to navigating overwhelming debt and aspiring for greater financial freedom.

⚠️ Spoilers and Ending Explained
🎬 Cast & Characters
- Pete Adeney (Pete Adeney): An acclaimed financial blogger and early retiree who shares his principles of frugality and financial independence.
- Tiffany Aliche (Tiffany Aliche): A personal finance educator known as ‘The Budgetnista,’ who provides practical strategies for debt reduction and wealth building.
- Lindsey Beeman (Lindsey Beeman): A financial coach who guides individuals through overcoming financial anxiety and making empowered money decisions.
- Ross MacDonald (Ross MacDonald): A financial literacy advocate and host of ‘Maconomics’ who offers relatable advice on investing and managing money for the younger generation.
- Tees (Self): A former NFL player grappling with significant financial worries despite past earnings, seeking guidance on smart investing.
- Ariana (Self): A young mother deeply in debt and prone to impulsive spending, who works to gain control over her finances.
- The Artist/Waitress (Self): A waitress aspiring to be a full-time artist, learning to manage her spending and find alternative income streams.
💬 Memorable Quotes
- Expert: “In school we’re taught to be consumers, not savers.” – A crucial observation highlighting a systemic flaw in education that contributes to people’s financial struggles.
- Expert: “An inch of action will always take you further than miles of good intentions.” – Emphasizing that practical steps and consistent effort are more valuable than simply intending to improve one’s finances.
- Lindsey Beeman: “Money isn’t everything.” – Stated by one of the high-earning experts, reflecting a broader perspective on wealth and well-being beyond just accumulation.
- Expert: “Put all your money on S&P 500… you will be a millionaire.” – A simplified, highly optimistic piece of investment advice given to one of the participants, reflecting a common sentiment about passive investing.
💰Box Office
- Budget: Not disclosed
- Domestic Gross: Not disclosed
- Worldwide Gross: Not disclosed
💥 Get Smart with Money Reviews
Personal Review
Honestly, I went into ‘Get Smart with Money’ hoping for some secret sauce to financial freedom, and while it didn’t give me a magic formula, it definitely made me look at my own spending habits. There were moments, especially seeing people struggle with impulse buys, where I thought, ‘Yep, been there!’ The advice can feel a bit basic if you’re already into personal finance, but for someone just starting, it’s a decent kick in the pants. It made me reconsider my daily takeout and think about what I *really* value. It might not be a cinematic masterpiece, but it got me thinking, and that’s a win in my book.
- Who would enjoy:
- “Individuals new to personal finance or financial literacy”
- “Anyone struggling with debt or budgeting”
- “Viewers looking for motivational content on money management”
- “Fans of real-life stories and documentaries”
- Content warnings ⚠:
- “Discussion of personal financial struggles and debt”
- “Financial advice presented is general and may not apply to all situations (some viewers found it overly simplistic or potentially misleading)”
Professional Reviews
- FilmCritters Weekly: “‘Get Smart with Money’ attempts to demystify personal finance but often veers into patronizing reality TV. While well-intentioned, the ‘expert’ advice ranges from the painfully obvious to surprisingly unsound, leaving viewers with more questions than actionable strategies. It feels more like a highlight reel of individual financial struggles than a comprehensive guide, lacking the depth needed to truly empower its audience.
- DocuDaily: “This documentary offers a very basic introduction to financial literacy, serving as a helpful primer for those completely new to budgeting and saving. While it doesn’t offer groundbreaking insights for the financially savvy, its relatable case studies and follow-up provide a decent framework. It aims to inspire a shift in mindset rather than provide a detailed financial roadmap, making it a valuable watch for its target audience of beginners.
Audience Reactions
Viewers appreciated the relatability of the financial struggles and the simple, actionable advice for beginners.: Many found it a useful starting point for understanding financial literacy, especially for those who feel overwhelmed by debt or lack basic money management skills. The motivation to cut down on unnecessary spending and start investing was a recurring positive takeaway.
Overall Consensus: A polarizing documentary that provides foundational financial literacy for beginners, though often criticized by more financially savvy viewers for its simplistic advice and reality TV-like presentation.
Awards
🛠️ Behind the Scenes
- “The documentary follows four real individuals over the course of a year, detailing their specific financial struggles and tracking their progress under the guidance of the featured financial experts.”
- “It leverages the established platforms and expertise of prominent figures in the financial independence (FI) community, including Pete Adeney (Mr. Money Mustache) and Tiffany Aliche (The Budgetnista).”
- “The film was released during a period of significant economic discussion and market fluctuations, influencing how some of the investment advice, particularly regarding index funds, was received by viewers.”
🖥️ How to Watch Get Smart with Money?
The documentary ‘Get Smart with Money’ is a Netflix Original and is exclusively available for streaming on Netflix. Subscribers can access it as part of their regular subscription. There are no direct purchase options like Prime Video or Apple TV as it’s a Netflix-exclusive title.

🎥 Similar Movies
If you enjoyed Get Smart with Money, you might like these similar films:
- How to Get Rich (2023): Explores similar themes of personal finance, wealth building, and financial independence through the guidance of another financial expert, Ramit Sethi, also on Netflix.
- Minimalism: A Documentary About the Important Things (2015): Delves into the philosophical aspects of consumerism and materialism, resonating with ‘Get Smart with Money’s’ underlying message about mindful spending and prioritizing experiences over possessions.
- Money, Explained (2021): As part of the ‘Explained’ series, this Netflix docuseries covers various financial topics like credit cards, student loans, and gambling, offering foundational financial literacy in an engaging format.
- Queer Eye (2018-Present): While focusing on overall lifestyle transformation, ‘Queer Eye’ often includes a financial makeover segment, addressing spending habits and budgeting as part of holistic self-improvement, akin to the reality TV feel of ‘Get Smart with Money’.
- Inside Job (2010): An in-depth look at the 2008 financial crisis, providing a broader understanding of economic systems and the importance of financial wisdom, albeit on a macro scale rather than personal finance.
🛒 Get Smart with Money Related Products
- Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence: A transformative guide that challenges conventional views on money, helping readers align their spending with their values and achieve true financial independence. It delves into the ‘why’ behind money choices, providing a holistic approach beyond mere budgeting.
- You Need A Budget (YNAB) Gift Card: Empower your financial journey with a gift card for a leading budgeting app that helps you manage every dollar, track expenses, and achieve your financial goals with clarity and confidence.
- Cashflow 101 Board Game by Robert Kiyosaki: An educational board game designed to teach players about investing, assets, liabilities, and the path to financial freedom in a fun, interactive way, simulating real-world financial scenarios.
- “Financial Freedom” Motivational Coffee Mug: Start your day with inspiration! This durable ceramic mug features a minimalist design with ‘Financial Freedom’ boldly emblazoned, a perfect reminder of your money goals.
🎧 Soundtrack
Get Smart with Money features a captivating soundtrack that enhances the movie’s atmosphere and emotional impact. Here are some notable tracks:
- “Financial Freedom March” – performed by The Wealth Builders
- “Budget Blues No More” – performed by The Smart Savers
- “Investment Ascent” – performed by Market Movers Collective
You can find the complete soundtrack on Amazon Music and Apple Music.
🤨 FAQ
‘Get Smart with Money’ is a documentary that follows the financial journeys of several individuals over a year, as they receive guidance from financial experts to overcome debt, improve savings, and work towards their monetary goals. It aims to offer practical tips for personal finance.
The documentary features various financial advisors, including Pete Adeney (known as Mr. Money Mustache), Tiffany Aliche, Lindsey Beeman, and Ross MacDonald. They provide personalized advice to the participants throughout the film.
‘Get Smart with Money’ is a Netflix Original documentary and is exclusively available for streaming on Netflix.
The advice presented in ‘Get Smart with Money’ is designed to be accessible for beginners, focusing on fundamental principles like budgeting, saving, and basic investing. While some viewers found it inspiring and helpful for starting their financial journey, others criticized certain recommendations as overly simplistic, unrealistic, or even potentially misleading, especially regarding specific investment strategies. It is generally recommended to consult with a qualified financial planner for personalized advice.
‘Get Smart with Money’ is primarily aimed at individuals who are new to personal finance management, struggling with debt, or looking for motivational content to kickstart their financial literacy journey. It offers a basic overview of financial concepts through real-life case studies.
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